Everything you need to grow
A complete payment infrastructure built for businesses that demand reliability, speed, and transparency.
Instant Pay By Bank
Real-time EFT payments with instant confirmation. Your customers pay directly from their bank — no cards, no wallets, no friction.
Secure Payment Links
Generate encrypted, time-limited payment links with bank-level security. Share via SMS, email, or embed on your site.
Live Analytics Dashboard
Monitor transactions, revenue, and settlement in real-time. Beautiful dashboards with exportable reports and trend analysis.
Enterprise Security
Bank-grade 256-bit encryption, multi-factor authentication, full audit trails, and PCI DSS aligned infrastructure.
Partner & White-Label
Onboard merchants under your brand with our partner programme. Custom commission structures, dedicated dashboards, and full API access.
Flexible Fee Models
Choose fixed, percentage, or volume-based pricing. Custom rates per merchant with transparent invoicing and automated reconciliation.
Up and running in minutes
No complex integrations. No lengthy onboarding. Start accepting Pay By Bank payments today.
Create Account
Sign up in under 2 minutes. No paperwork, no waiting.
Integrate
Use our API, payment links, or hosted checkout. Your choice.
Get Paid
Accept Pay By Bank payments with instant confirmation.
One integration, every bank
Connect once and accept payments from all major South African banks through a single, unified API.
Built for businesses that move fast
We built OneGate EFT because South African businesses deserve a payment platform that's reliable, transparent, and simple. No hidden fees, no complicated setup, no downtime.
Bank-Grade Security
256-bit AES encryption
Instant Settlement
Real-time confirmations
Partner Programme
White-label ready
Live Reporting
Real-time dashboards